The New Credit Company
New Credit is here to disrupt the fringe benefits market by providing bespoke concierge credit service for America's workforce.
Let us optimize the credit status of your entire staff. We will give everyone in your organization a raise - in their quality of life.
Keep it simple. If you carry a balance, keep it below 30% of your credit limit. Auto pay at least the minimum amount earlier than the payment due date, and manually pay more if possible. Don't let credit report errors cost you, and be prepared for the inevitable ID theft attempt. A little education will last a lifetime. Learn about home loan preparation to optimize your mortgage options.
New Credit members have access to a helpful staff of consumer credit advocates, and a growing collection of industry notes and educational resources.
Whether you're buying a home, a car, or applying for a credit card, lenders want to know the risk they're taking by loaning you money. FICO Scores are the credit scores used by 90% of top lenders to determine your credit risk. Your FICO Score directly affects how much money a lender will consider, and at what interest rate.
Understanding of your credit report is critical. They contain everything a lender needs to determine whether you are likely to pay back a loan. That includes a comprehensive payment history for each loan or credit card account. That's why it is so important to know what's in each of your three credit reports. Your education should address your best credit practices and debt management, and the incredible cost of poor credit. Typographical errors in credit reports are ubiquitous, and millions pay premiums or are denied loans for no other reason.
The greatest threat to your reports? Identity theft is all but guaranteed. It's just a question of time. We respond to every threat.
Experian has gathered, analyzed and offered for sale, an incredible amount of data on over one BILLION consumers worldwide.
They don't ask permission. Nor do they make easy to manage the dispute process for credit reports.
TransUnion is a consumer credit reporting agency, and major data broker.
They collect, aggregate and sell information on over one billion consumers.
You should learn about the three national credit reporting agencies, Experian, TransUnion and Equifax, what is similar and different between them, and why they are so important to your financial health. It's critical to understand that these three credit bureaus are private businesses, and nothing more than massive data brokers that profit entirely by selling your personal information.
New Credit will evaluate the true status of your debt and credit condition.
We'll match appropriate credit services to your short and long-term financial and purchase goals, mitigating problem credit reports if needed.
You will learn the proper strategies for growing your credit for a lifetime.
Like any good lawyer, we need to add a disclaimer: Unfortunately, it is impossible to give comprehensive debt and credit advice over the internet, no matter how well researched or written. Educational information provided on NewCredit.co is meant to support our members as part of a comprehensive credit plan. No content should be used as a self-help tool. Before relying on information given on this site, contact our team to discuss your particular situation.